29. Centrally-connected Alarm
Installing an alarm connected to a central monitoring system will be recognized by some insurers in premiums.
Having your residence/apartment/ condo monitored 24 hours can mean an insurance discount. e.g. via a security guard.
31. Hydrants and Fire-station
Proximity to a water hydrant and/or fire-station can decrease your home insurance premiums as well.
Staying with one insurer longer can sometimes result in a long-term policyholder discount.