41 Home Insurance Savings Tips
25. Rebuilding vs. Market Costs
Consider your rebuilding costs when choosing Welcome discount: Welcome discount: a home insurance coverage, not the market price of your house. (market price can be significantly higher than real rebuilding costs).
26. Welcome Discount
Some insurers offer a so-called welcome discount.
27. Avoid Living in Dangerous Locations
Nature affects some locations more than others: avoid flood, or earthquake endangered areas when choosing a house.
Moving to a more secure neighbourhood with lower criminal rate will often be considered in your home insurance premiums.