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41 Home Insurance Savings Tips

25. Rebuilding vs. Market Costs

Consider your rebuilding costs when choosing Welcome discount: Welcome discount: a home insurance coverage, not the market price of your house. (market price can be significantly higher than real rebuilding costs).

26. Welcome Discount

Some insurers offer a so-called welcome discount.

27. Avoid Living in Dangerous Locations

Nature affects some locations more than others: avoid flood, or earthquake endangered areas when choosing a house.

28. Neighbourhood

Moving to a more secure neighbourhood with lower criminal rate will often be considered in your home insurance premiums.

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