13. Seniors
Many companies offer special pricing to seniors.
14. Annual vs. Monthly Payments
In comparison to home insurance monthly payments, annual payments save insurers administrative costs (e.g. sending bills) and therefore they reward you lower premiums.
15. Annual Review
Review your home insurance policies and coverage every year, since new discounts could apply to your new life situation if it has changed.
16. Alumni
Graduates from certain universities in the United States and Canada ( e.g University of Toronto, McGill University) might be eligible for a discount at certain Home Insurance providers.
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