41 Home Insurance Savings Tips
5. Shop Around
Search, Compare and switch insurance companies. There are many insurance providers and their price offerings for the same policies can be very different.
Therefore use multiple online tools and talk to several brokers since each will cover a limited number of insurance companies.
Some wiring types are more expensive or cheaper than others to insure. Make sure you have approved wiring types, and by all means avoid aluminium wirings which can be really expensive to insure.
Not all insurers will cover houses with aluminium wirings, and those that would require a full electrical inspection of the house.
7. Home Insurance Deductibles
Like auto insurance, you can also choose higher home insurance deductibles to reduce your insurance premiums.
Do you need Home Insurance and Auto Insurance?
Most companies will offer you a discount if you bundle them together.