www.independent.co.uk
Before diving into Black Friday deals with Buy Now, Pay Later (BNPL) services, be mindful of potential overspending. Experts advise setting a clear budget and sticking to it. Avoid impulsive purchases fueled by the allure of instant gratification. Prioritize needs over wants, and thoroughly understand the terms and conditions of each BNPL agreement, including interest rates and late fees. Track your spending meticulously and ensure you can comfortably manage repayments within the stipulated timeframe to avoid debt. BNPL can be a useful tool, but responsible usage is crucial, especially during tempting sales events.
